Terms of Use & Privacy Policy

Last updated June 1, 2025

1. Introduction

This website is operated by SBF Consulting. By accessing or using this website, you agree to the following terms and policies. If you do not agree, please do not use the website.

2. Website Content & Accuracy

All content, tools, and services provided on this website are for general information only. While we strive for accuracy, we do not guarantee that information is complete, current, or error-free. You use this website and its materials at your own discretion.

3. Disclaimer & Limitation of Liability

This website is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, either express or implied. SBF Consulting does not guarantee uninterrupted or error-free operation, nor that the website or its server are free from viruses or harmful components. We are not liable for any direct or indirect damages arising from your use of this website.

4. Changes to the Website

We reserve the right to modify, suspend, or discontinue any part of this website at any time without notice. SBF Consulting is not liable for any changes or interruptions.

5. Governing Law & Jurisdiction

These Terms are governed by the laws of the Republic of Korea. Any disputes will be subject to the exclusive jurisdiction of Korean courts.

6. Severability

If any provision of these Terms is found invalid by a court, the remaining provisions will remain in effect.

7. Privacy Policy

7.1 Personal Information Protection

We comply with the Personal Information Protection Act of the Republic of Korea. We do not directly collect or store personal information through this website.

7.2 Analytics & Cookies

We use Google Analytics to understand website usage and improve our services. Google Analytics collects anonymized data such as your IP address, browser type, and browsing behavior via cookies. This data is used only for statistical analysis and does not identify individual visitors.

• International Data Transfer:
  Google Analytics data may be processed on servers outside Korea.
• Data Retention:
  Analytics data is retained only as long as necessary for statistical purposes.
• Cookie Consent:
  By using our website, you consent to the use of analytics cookies. You may refuse cookies via your browser settings or by using our opt-out feature below.
• Opt-Out:
  You can opt out of analytics tracking by clicking the opt-out button below. This stores a note in your browser’s localStorage. If you clear your browsing data, you will need to opt out again.

7.3 Your Rights

Under Korean law, you have the right to:

• Request access to your personal information
• Request correction or deletion of your information
• Withdraw consent for data processing

To exercise these rights, please contact us at the email below.

7.4 Data Protection Officer

For privacy-related inquiries, please contact our Data Protection Officer:

Email:

8. Changes to These Terms & Policy

We may update these Terms and this Privacy Policy at any time. Continued use of the website after changes are posted means you accept the updated terms.

9. Contact Us

If you have any questions about these Terms of Use or Privacy Policy, please email us at:

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